Investment Job Titles
Home Business - Can You Work From Home With No Investment?
Companies are outsourcing work today because it allows them to cut their expenses. Technology is what is running business today, therefore as long as you have a computer you can work from any place. Just think about Starbucks and how that has become a mecca for business people to meet and conduct business today. Almost any restaurant or coffee house has WiFi built into their system, so you can take a lap top and access the Internet, for sales presentations and for sales training meetings.
All you have to do is set up a room in your home with a desk and your laptop, and used software such as Skype to conduct face-to-face meetings with anyone, even around the world. This allows working mothers to have flex time so they can work around their children's schedules, especially if their children are young. Companies prefer to hire people to work from home, so they don't have to have large office space in a high-rise, pay exorbitant fees and rent, pay for utilities, or set up multiple phone lines to handle large amounts of phone calls.
With computers and software installed, it allows the company to transfer calls to different employees in different locations, set a schedule that they have to follow, set up an hourly wage and a schedule of hours an individual has to work, then transfer the calls into the home through the computer when they come in. Then all the employee has to do is decide which days they need to take off in which days they want to work.
Even small businessmen who start a business from home use outsourcing to hire a virtual assistant. I have said this before, in today's market place you have to retrain your thinking on what a job is, and where you work, because there is no such thing as a 9 to 5 job in office today. As a small businessman, it is cheaper to hire someone and pay them a salary to work from home, rather than renting an office for your secretary to work from when they can do the same thing working from home. This means they don't have to worry about the stress of traffic just to be at work on time, since all they have to do is walk into the room where they have set up their office space.
As a virtual assistant working from home you can have multiple clients, which allows you to make more money than if you just worked for one person on a set salary. This way you can determine the amount of income you want on a yearly basis.
There is little investment involved when working from home, and also gives you the opportunity to cut your expenses of travel to and from work, or time lost due to accidents on the road when commuting to and from work. Although people in general find it hard to change their concept of a job today, if they would just think about it, it has also improved their lifestyle. That is, you can schedule things around your work hours and have flexible time to get it done in a day.
Before technology played a role in our work day, whenever you worked in an office, you only had an hour during lunch to eat and get any shopping done at the same time. The millennial generation, because they grow up with technology, find it easier to adjust to the new workplace, than previous generations. This also helps in getting rid of the glass ceiling for women. When you work for a Corporation, women were always striving to reach management level positions far higher pay. Today with your small business, you are the owner, which means you can decide what you want to make for the year, and then decide how many clients you need in order to make what you want to earn for the year.
40 years ago, women were either secretaries or teachers. Today you can go all into almost any profession you choose and earn what you want in a year. With the software available to you do can conduct conference calls, webinars, all with out taking away time from work, or lose pay to travel to and from meetings. This is also an inexpensive way to conduct training of employees, because even your training can be outsourced.
For many years companies would hire Train-the-Trainers to come and train their personnel on site. Today the training can be conducted at each workstation through E-Courses. Companies used to have personnel on staff to write the training programs, but since the downturn in the economy and the use of technology, they have cut back on on-site seminars, or even paying for off site seminars; since everything can be done virtually today.
Even job titles have changed because the description of the job has changed. Today, a business consultant is called a business coach, a career consultant is a career coach, and a counselor or therapist is a life coach. It is just that you are repackaging yourself in your marketing of your services.
When you do off-line marketing the cost is higher because you are paying up for printing, purchasing multiple mailing lists, and paying for bulk mailing. When using online marketing you can promote your services through writing of articles, setting up discussions in social groups that you belong to, and also advertising on classifieds sites that are free. This has also cut the amount of investment that you have to put into your business up front as you get started.
Ms. Shensky is a professional speaker, trainer, and author of many E-Books and articles. Her specialty is helping clients reach their maximum potential in life and create their own success in life. She has written the book No One Stands in Line to Become Disabled. Through her company Career Performance Institute she offers offers teleseminars, webinars, mentoring programs or bootcamps, advocacy, career, life, organizational, and technology coaching.
She holds an AAS in Mental Health and BA in Psychology and attended a Masters program in Rehabilitation Counseling. She attended Toastmasters where she received both the CTM and ATM certifications and participated in the NSA-GA Chapter mentoring program. She attended the American Seminar Leaders Association University where she recived the Certified Seminar Leader (CSL) certification. She attended Stores Online presentation to learn about Internet Marketintg. She has used her real life experiences to established a NPO--International Disabled Entrepreneurs, Inc. (IDE, Inc.) to teach people with disabilities the skills needed to have their own business, resources on where to purchase equipment, and low interest loans. She will be notifying supporters on fundraising prjects. She has also provide health and wellness coaching with clients to help you live a healthier lifestyle and better eating habits. Ms. Shensky's company is Career Performance Institute through which she presents teleseminars, webinars, boot camps, advocacy, career, technology organizational, and life coaching. plus written the book No One Stand
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College student w/ no real income apply for mortgage?
I am a sophomore in college (civil engineering) who is interested in buying my first investment property. I've read several books on the process an understand the fundamental ideas behind investing in real estate.
There is a home for sale on a popular street on campus which is annually rented to university students. With the mortgage quotes I've found, with 10% of the asking price down, after property taxes, insurance, legal fees for title transfer & other closing costs, the current rent would still make this house a money maker (assuming no HUGE maintenance problems come up), or at least break even.
Only problem is... I'm a student, with virtually no income. I hold a part time job (at a real estate management company, actually) but I doubt that'll count for anything with the banks. If I could come up with the 10% down payment, is there a way that I could qualify for any type of mortgage? Is there any way that it could be viewed as a student loan of some sort? Thanks
I doubt it is legal to use student loan to buy investment properties.
No, you will not qualify for a loan. In order to qualify you need both a down payment and some way to pay the loan if the building is vacant. You can only count rent from property you already own as income.
Investment Job Titles
Hedge Fund "Graveyard" (Dead Funds) Database
Tips on Landing a Retail Job
Although there is a high demand for employees throughout the retail industry, the best jobs go to those applicants who shine. Whether you are already doing retail work and want to take advantage of additional retail opportunities, searching for your first retail job, or transitioning from another field into a retail career, here are tips to ensure that you take center stage during your all-important interview.
Spruce Up Your Resume
Your resume speaks volumes when it comes to first impressions. Make sure that, whenever possible, you quantify your accomplishments. Saying that you "doubled the average number of units per sale" is more impressive than saying you "contributed to an increase in sales." If you have retail experience, be specific about the types of companies for which you have worked and they type of work you have done. Simply listing your employers and job titles doesn't communicate your full range of skills or specialties. If you have retail experience, be sure to emphasize that in your resume.
Know the Company and Its Products
Before you even apply for a job, you should gather information about the company and have knowledge of its products. You can gather this information on the Internet and by visiting a store location. Before your interview, conduct additional research. This will enable you to answer specific questions with authority and help put you at ease. If you are among the many who transition to jobs in retail from another industry, your knowledge of the company's products (even from the viewpoint of a consumer) can give you a competitive edge.
Highlight Your Flexibility and Commitment
If you can be flexible in the hours you work, be sure to mention it in your cover letter and during your interview. The nature of store jobs is such that employers have retail opportunities from early morning to late evening. For some types of retail work, retail opportunities exist literally 24 hours per day. Similarly, if you are able to work longer hours during the store's busy season, state that during your interview. Flexibility and commitment are especially powerful for those who are getting their first mall jobs or transitioning into retail.
New to Retail? Highlight Strong Skill Sets
Just because you're new to retail jobs, there's no reason to be intimidated. The skills you develop at other jobs, through volunteer work, or in school are some of the same skills you will need for retail. While you're working on your resume, and definitely before your interview, think about the ways in which you've developed customer service skills, communication skills, teambuilding skills, organizational skills, or other talents required for the position to which you're applying.
Find the Perfect Fit
Whether you're looking for part-time store jobs or a full-time retail career, it's important to find the right fit. Just because a job is available doesn't mean that it's the right job for you. There are online job sites that specialize in retail jobs, and that will provide you with a range of retail opportunities in your geographic area. These sites are a great place to find the job that is a perfect fit with your needs, interests, and skills.
About the Author
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